Home buyers guide

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The Ultimate FIRST TIME HOME BUYERS GUIDE - Top Tips And Tricks

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13.05.2021

Do you know what to look for in a home but don't know how to get started? This video is the ultimate guide for first time buyers, no matter whether you're looking for your dream home or just want to be prepared. This video covers everything from finding the right real estate agent and budgeting your finances, to getting pre-approved and understanding mortgages. It's got all of the top tips and tricks that will make buying your first home an easy process! — GET STARTED — 🏠 Connect with a helpful LENDER in your state → 🤍 🏠 Connect with a helpful AGENT in your city → 🤍 — HELPFUL TOOLS — ✅  Max Purchase Price Calculator → 🤍 ✅  Lowest Cost Loan Calculator → 🤍 ✅  Home Buying Planner → 🤍 ✅  Today’s Interest Rates → 🤍 ✅  Step-By-Step Home Buying Timeline → 🤍 ✅  Student Loan Savings Calculator → 🤍 CFPB Rate Checker → 🤍 Create a Google Drive → 🤍 Loan Estimate Explainer → 🤍 0:00 First Time Home Buyers Guide 0:35 1. Planning Your Money 8:15 2. Finding A Lender 11:13 3. Getting Pre-Approved 16:38 4. Comparing Loan Offers 23:19 5. Finding A Real Estate Agent 25:07 6. Shopping For Homes 29:12 7. Writing An Offer 33:44 8. Getting A Home Inspection 35:41 9. The Underwriting Process 40:23 10. Appraisal 43:44 11. Just Before Closing 46:05 12. At Closing LEGAL: As an Amazon Associate, I earn a commission from qualifying purchases. *Advertisement from Credible Operations, Inc. NMLS 1681276, not available in all states. Visit 🤍 for important information about Credible’s licenses. Credible pays Win The House You Love an advertising fee when you submit a pre-qualification request. Kyle Seagraves NMLS# 1701021 Motto Mortgage Alliance 8900 N. Dixie Dr. Dayton, OH 45414 Equal Housing Opportunity

The ULTIMATE First-Time Home Buyer Guide 2023

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15.11.2022

Buying your first house is one of the biggest decisions you'll ever make in your life. And it can be one of the most stressful processes, especially for first-time home buyers. In this video, we're going to break down everything you need to know about buying a house in 2023 to make home buying simplified. We'll go over the different steps involved in the process, what to expect from each stage, and how to get ready for homeownership. So whether you're a first-time home buyer in 2023, thinking about buying a house or you're almost ready to close on your dream home, this video will have everything you need! I hope this simplifies the home-buying process! If you enjoyed the video be sure to show some love! WATCH NEXT: WHY Real Estate Can Be a BAD INVESTMENT in 2023: 🤍 Mortgage Rates DROP! Demand JUMPS 28%: 🤍 IS IT A BAD TIME TO SELL YOUR HOUSE? The TRUTH!: 🤍 Keep Connected with us... Home Page: 🤍 Facebook: 🤍 Instagram: 🤍 LinkedIn: 🤍 Twitter: 🤍 Pinterest: 🤍 TikTok: 🤍therealwayneturner *DISCLAIMER* The contents of this video are for strictly educational and entertainment purposes. This video is not intended to provide financial, accounting, tax, or legal advice. For financial or legal advice consult with a financial advisor or lawyer.

10 Tips for First Time Home Buyers

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📪 Ask Roger a question: 🤍 Buying a house for the first time can be an overwhelming and exciting experience. It’s a significant investment, and many factors must be considered before making a final decision. Here are some tips and advice for first-time house buyers to make the process smoother and less stressful. Determine your budget Before you start looking for a house, it’s essential to determine your budget. This will help you avoid wasting time and energy on properties out of your price range. Consider your income, monthly expenses, and savings to determine how much you can afford. You can use online calculators to estimate your mortgage payment and understand what you can afford. Get pre-approved for a mortgage Once you have a budget in mind, getting pre-approved for a mortgage is a good idea. This will give you a better idea of how much you can borrow and help you narrow down your search to properties within your budget. Having a pre-approval letter from a lender also makes you a more attractive buyer to sellers. Find a reliable real estate agent Working with a real estate agent can be beneficial, especially for first-time homebuyers. A reliable real estate agent can help you find properties that meet your criteria, negotiate with sellers, and guide you through buying. Look for an agent with experience where you’re looking to buy and check their references and reviews. Consider the location When looking for a house, consider the location. Factors to consider include the neighbourhood, schools, commute time, and proximity to amenities such as grocery stores and parks. Consider what’s important to you and your family, and find a location that meets your needs. Look beyond the aesthetics While finding a house you love is essential, don’t get too caught up in the aesthetics. Consider the layout, room size, storage space, and overall functionality of the house. Look for any red flags such as water damage, mold, or structural issues that could end up costing you in the long run. Get a home inspection Before making an offer on a house, get a home inspection. A home inspection can uncover any potential issues with the property that you may not have noticed. If the inspection reveals significant problems, you may be able to negotiate with the seller to either fix the issues or lower the price. Don’t rush into a decision Buying a house is a significant investment, and it’s essential not to rush into a decision. Take the time to consider all the factors and weigh the pros and cons of each property. Don’t be afraid to leave a deal if it doesn’t feel right. Factor in additional costs When buying a house, it’s essential to factor in additional costs such as closing costs, property taxes, and maintenance expenses. These expenses can add up quickly, so budget for them. Plan for the future When buying a house, it’s essential to plan for the future. Consider your long-term goals and how the house will fit into those plans. For example, if you plan to start a family, ensure the house has enough space and is in a family-friendly neighbourhood. Buying a house for the first time can be an overwhelming experience, but with careful planning and consideration, it can also be rewarding. Take the time to determine your budget, find a reliable real estate agent, and consider all the factors before making a final decision. Buying a house is a significant investment, so do your due diligence and enjoy the process. 00:00 First Time Buyers 00:31 Location 01:55 Priorities 02:21 Budget 02:57 Mortgage 03:23 Estate Agents 03:47 Leasehold Property 04:26 Surveys 05:26 Hidden Extras 06:18 Fixer Upper 06:38 Flipping 08:15 Ask Roger #mortgages #homeimprovement #firsttime 🔗 Skill Builder Link Tree: 🤍 👍 Tell us what you like: 🤍 🎥 TikTok: 🤍 📖 Facebook: 🤍 📷 Instagram: 🤍 🛒 As an Amazon Associate, we earn from qualifying purchases 🎬 All videos: 🤍 💧 We Support Charity Water: 🤍 ◾ Out of respect to our channel sponsors and the wide variety of people who watch our videos, we'll remove comments that do not follow common standards of politeness and decency.

Home Buyer Mistakes to Avoid

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20.12.2020

✅ ► ► GET AN AGENT REFERRAL IN YOUR STATE: 🤍 ✅ Home Buyer Resources + Tools ► ► 🤍 🌵 ✅ ► ► SEARCH FOR HOMES IN Arizona: 🤍 ✅ ► ► Want to hire me to buy a home in AZ?: 🤍 📝 ✅ Home Buying Digital Planner by Win The House You love and me! 🤍 ✅ "You Need a Budget" Budgeting Software ► ► 🤍 ✅ My Equipment ► ► 🤍 (As an Amazon Associate I earn from qualifying purchases) (For more information about this please read DISCLAIMER below) 😎 ✅ Twitch ► ► 🤍 ✅ Discord ► ► 🤍 ✅ Instagram ► ► 🤍 ✅ Twitter ► ► 🤍 ❗ DISCLAIMER ► ► 🤍 CHAPTERS 00:00 - Introduction 00:51 - #1 PQF 04:41 - #2 SAVINGS 08:01 - #3 TIMELINE 10:21 - #4 GOLDEN EGG 11:28 - #5 EQUITY

Dave Ramsey's 7 Tips For First-Time Home Buyers

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11.03.2023

Dave Ramsey's 7 Tips For First-Time Home Buyers Looking to learn more? Check out this related article from Ramsey: First-Time Home-Buyer Mistakes- 🤍 How to Buy a House in 2023 - 🤍 Subscribe and never miss a new highlight from The Ramsey Show: 🤍 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Take our FREE 3 minute assessment: 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Watch and subscribe to all The Ramsey Network shows here: 🤍 Ramsey Solutions Privacy Policy 🤍

Buying A House In 2023: A Step-By-Step Guide For First Time Home Buyers

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17.01.2023

Buying a house in 2023 is easy as long as you prepare properly! Today you will learn the 13 steps to buy a house in 2022 and why each of them is important. In these steps, Nicole explains how to know when you are ready to buy a home, how to qualify for a home loan, the escrow process and more! Home Buyer Tools: ✅Get connected with an AGENT in your city → 🤍 ✅Book Your FREE Pre-Approval Call → 🤍 Work with Nicole in Arkansas: 🏠 View AR Homes For Sale → 🤍 📩 Contact Nicole → 🤍 Other stuff that's cool: 💡 Support My Small Business → 🤍 🛒 Shop My Camera Gear → 🤍 (As an Amazon Associate I earn from qualifying purchases) Social Media Links: 📱 Instagram → 🤍 📱 TikTok → 🤍 📱 Facebook → 🤍 Chapters: 0:30 - Step 1: Are you financially ready? 5:09 - Step 2: How much can you afford? 7:14 - Step 3: Do you have savings? 9:37 - Step 4: Hire the best Realtor 13:05 - Step 5: Get a loan pre-approval 15:39 - Step 6: Start house hunting 16:35 - Step 7: Make an offer 17:30 - Step 8: Get a home inspection 19:18 - Step 9: Negotiate repairs 20:32 - Step 10: Secure home insurance 21:19 - Step 11: Have the home appraised 23:46 - Step 12: Final Walk-through 25:03 - Step 13: Close on the house — DISCLAIMER — Nicole Nark (NMLS 2476462) is licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Nicole is a licensed Realtor and the Principal Broker of HomeWay Realty. HomeWay Realty is not a lender, does not issue loan qualifications, and does not extend credit of any kind. The topics discussed, and ideas presented are Nicole Nark's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

Dave Ramsey's Steps To Buying A House

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21.01.2019

Dave lays out the steps you should take when you're ready to buy a house. Get a FREE customized plan for your money. It only takes 3 minutes! 🤍 Visit the Dave Ramsey store today for resources to help you take control of your money! 🤍 Become a Channel Member today: 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: 🤍 Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country! Ramsey Network (Subscribe Now!) • The Ramsey Show (Highlights): 🤍 • The Ramsey Show (Full Episodes): 🤍 • The Dr. John Delony Show: 🤍 • The Rachel Cruze Show: 🤍 • Anthony ONeal: 🤍 • The Ken Coleman Show: 🤍 • The Christy Wright Show: 🤍 • EntreLeadership: 🤍

How To Buy A House (STEP BY STEP)

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10.09.2020

This is my simple step by step guide on How To Buy A House in 2020. In this video, I'll take you through 11 simple steps to buying a home. This video is especially useful if you are a first time home buyer! Some of the things we talk about in this home buying video are: - Down Payment - Debt to Income Ratio - Working With A Realtor - Closing Costs - Inspections - Appraisals ...and much more! WBF UNIVERSITY - JOIN MY SCHOOL HERE ► 🤍 LIMITED TIME - Get 1 FREE STOCK ON ROBINHOOD ► 🤍 FUNDRISE - INVEST IN REAL ESTATE FOR ONLY $500 ► 🤍 M1 FINANCE - INVEST FOR FREE (Yes, Really) ► 🤍 My FREE M1 Finance Training Video ► 🤍 My FREE Stock Market For Beginners Guide ► 🤍 GET MY HOME AFFORDABILITY SPREADSHEET HERE ► 🤍 SCHEDULE A COACHING CALL WITH ME ► 🤍 HOW TO BUY & STORE BITCOIN ► 🤍 THE BEST CREDIT CARDS TO USE RIGHT NOW ► 🤍 CHECK OUT MY BLOG: ► 🤍 FOLLOW ME ON INSTAGRAM ► 🤍 Instrumental Produced By "iAmHaywood" on IG ABOUT ME 👇 My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience. Subscribe if you are interested in: #HowToBuyAHouse #FirstTimeHomeBuyer DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

How to Buy a House in 2023

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28.10.2022

Should you Buy Now or Wait until 2023? With the housing market slowing, sellers reducing prices and interest rates peaking at the highest level in 20 years, many first time home buyers are wondering when is the right time to buy a house? In this video, we discuss the things you should focus on as a homebuyer preparing to buy a house in 2023. Do NOT Buy A House ⏩Watch this NEXT ⏩ 🤍 HOME BUYER RESOURCES: 🏠 - First Time Home Buyer Course - 🤍 ✅ - Get a Referral to a Mortgage Lender or Realtor - 🤍 👕 - Merch - 🤍 📧 - Free Weekly Newsletter - 🤍 🎙- The Educated Home Buyer Podcast - Spotify - 🤍 Apple - 🤍 Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ 🤍 ➡T I K T O K ➳ 🤍 #housingmarket #firsttimehomebuyer #realestate

Why You’ll Regret Buying A Home In 2023

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20.01.2023

Let's talk about the 2023 real estate market, the biggest mistakes investors are making, and what you can do to prepare - Enjoy! Add me on Instagram: GPStephan | Get more information from my newsletter (it's free!): 🤍 GET YOUR FREE STOCK WORTH UP TO $1000 ON PUBLIC & READ MY THOUGHTS ON THE MARKET - USE CODE GRAHAM: 🤍 NEW BANKROLL COFFEE NOW FOR SALE: 🤍 The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: 🤍 - $100 OFF WITH CODE 100OFF AVOID THESE MISTAKES IN 2023: 1. DO NOT OVERPAY As hard as it might be to admit, the type of home you want is most likely “replaceable” - and, because of that, you can afford to negotiate. The BEST opportunity is at the time of purchase, because there are deals to be had, where you can INSTANTLY buy an undervalued home that’s worth 5-15% more than the price you pay. This not only gives you additional equity, but it also INSULATES you in the event the market continues falling. After all, EVERY SINGLE property out there makes sense to buy at the RIGHT price. 2. KNOW HOW MUCH IT'S GOING TO COST Expect that you’ll go over-budget on just about every single repair. It's also incredibly common that new buyers will “forget” to account for all the little day-to-day minor annoyances that begin to add up - like, insurance premiums, landscaping, utilities that run more than expected, property tax increases, and regular maintenance that you’d never think about - until you own a home. 3. DO NOT TAKE ON TOO MUCH DEBT It's a mistake if you take on too much debt to the point where you’re reliant on rental income, a strong real estate market, or a strong job market to sustain those payments, without anything else to fall back on. That’s why I typically recommend coming in with a 20-25% down payment for ANYTHING you purchase - that way, you have a bit of a buffer in the event you need it. 4. STAY AWAY FROM ADJUSTABLE RATE MORTGAGES / SHORT TERM DEBT Currently, most banks barely give you a discount for taking a short term loan, versus the guarantee of locking in a fixed rate for the next 30 years - so why take the risk? My thinking is that, a 30-year fixed term is going to give you the assurance that - no matter WHAT HAPPENS - your payment will remain the exact same, and because of that - you can plan FAR in advance, in terms of your monthly budget. 5. ONLY BUY REAL ESTATE LONG TERM One report from Forbes found that it generally takes an average of 5-7 YEARS to break even on a property purchase, once you account for the costs of buying, owning, and selling. Not to mention, the process of selling a property can take a 30-60 days, in the BEST CASE SCENARIO. That’s why I always recommend to ONLY buy a property that you intend on keeping FOR AT LEAST 7-10 YEARS. 🤍 6. HAVE ENOUGH CASH SAVED UP I personally keep a separate checking account for every property I own. No matter what, I’ll ALWAYS keep 3-4 months of expenses in that account for anything that comes up, and as soon as the balance exceeds that amount…I’ll just transfer the overflow into a savings account so I can invest it. 7. BE CAREFUL ABOUT TENANTS Essentially, you’re entering a 1-2 year long business relationship with a total stranger, so you NEED to make sure you both have clear expectations and can communicate with each other to resolve any potential issues. I hope this helps! If you're reading this - hello! I usually expect people to skim past this, but - if you're still here, thanks so much! Feel free to let me know in the comments section if you're here. Also helps a ton if you hit the like button (or subscribe). Check out the newsletter, too (it's free). Thanks, enjoy! My ENTIRE Camera and Recording Equipment: 🤍 For business inquiries, you can reach me at graham🤍night.co *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

How To Buy A House In 2020 + First-time Home Buyer Tips | INSIDER SECRETS, TIPS, TRICKS, & HACKS!

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25.11.2019

HOW TO BUY A HOUSE IN 2020 // FIRST-TIME HOME BUYER TIPS- How to buy a house step by step including down payment assistance, closing costs explained visually, first time home buyers programs, and how to get approved for a mortgage loan in 2020. PART TWO IN NOW LIVE!!!: 🤍 NEED CREDIT REPAIR?? INCREASE YOUR CREDIT SCORE 61 POINTS IN 20 DAYS! 🤍 This is the ONLY credit repair program and expert I recommend. She will actually help IMPROVE your credit and EDUCATE rather than just disputing things. She's currently offering free consultations and works with local clients and nationwide. I trust her with my clients, friends, and family, and now making her available to you too! CREDIT CARD I RECOMMEND FOR CREDIT BUILDING: The only secured credit card I recommend: 🤍 Become a Discover Cardmember and get a $50 Statement Credit with your 1st purchase within 3 months. HELPFUL TOOLS & VIDEOS How To Get A PERFECT Credit Score: 🤍 CREDIT REPAIR: 🤍 Mortgage loan Pre-Approval (IN THE STATES OF TX, LA, AL, MS *ONLY*!!!): 🤍 Free Dispute Letter Template: 🤍 For MORE credit and finance tips follow my Loan Officer IG:) 🤍ciarafosterloanofficer If you liked this video and want more don't forget to SUBSCRIBE! 🤍 → BECOME A HONEYBEE & SAY HI TO ME ← ✧ SUBSCRIBE: 🤍 ✧ SAY HI: IG: 🤍 ✧ BUSINESS INQUIRIES ONLY: ciaraeburton🤍gmail.com ✧ FTC: This video is not sponsored NEW TO MY CHANNEL? Welcome! My name is Ciara and I make videos on finance and lifestyle related topics. I am highly focused on educational content and financial literacy for millennials. I also talk about beauty and style on a budget. There is something for everyone here and I hope you will join the honeybee squad to become a part of it:) Thanks for watching! Love yall so much:) TAGS #HowToBuyAHouse2020 #FirstTimeHomeBuyer #RealEstate How to buy a house in 2019 how to buy a house with bad credit and no money down 2019 first time home buyer programs 2019 first time homebuyer tips real estate investing for beginners 2019 how to buy a home 2019 home buying tips 2019 first time home buyers tips and advice 2019 home loan process 2019 how to get approved for a mortgage loan 2019 should i wait on the market to crash before buying another house? real estate crash 2020 wait to buy a house 2019 what credit score do i need to buy a house down payment assistance closing costs explained visually how much are closing costs how to save for a house while renting first-time home buyer tips how to buy a house step by step how to buy a house in 2020

What Should I Be Looking For As A First Time Home Buyer?

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17.04.2020

What Should I Be Looking For As A First Time Home Buyer? Get a FREE trial of our life-changing Financial Peace University today: 🤍 Visit the Dave Ramsey store today for resources to help you take control of your money! 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: 🤍 Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country! Ramsey Network (Subscribe Now!) • The Ramsey Show (Highlights): 🤍 • The Ramsey Show (Full Episodes): 🤍 • The Dr. John Delony Show: 🤍 • The Rachel Cruze Show: 🤍 • Anthony ONeal: 🤍 • The Ken Coleman Show: 🤍 • The Christy Wright Show: 🤍 • EntreLeadership: 🤍

Buying Solar Batteries - 2023 Home Battery Buyer's Guide

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02.06.2023

Discover the 10 most important considerations when buying home batteries in Australia in 2023. Learn how to buy a solar battery with confidence, and at the right price. Chapters: 00:00 - Introduction 00:35 - Is home battery right for you? 03:45 - How much do solar batteries cost? 05:42 - What size battery should you buy? 06:16 - Rebates and VPPs (Virtual Power Plants) 08:11 - Dodgey battery sales techniques 09:34 - Battery backup - know what to ask for 10:57 - Cheap home batteries - safety alert! 12:19 - Battery vs. solar panel degradation 13:40 - Analysing battery warranties - tips 15:50 - Important installation considerations You can read the article version of this guide here: 🤍 For the home battery comparison table I mention: 🤍 This buyers guide is part two of my Solar Battery 101 series. * Part 1: Understanding Solar Batteries Home battery storage basics Video: 🤍 Article: 🤍 * Part 3: Owning Solar Batteries What to expect and what you need to do during your battery-powered lifestyle. Video: 🤍 Article: 🤍 You can read all my solar and battery 101 guides here: 🤍 And to receive quotes from solar and/or battery installers I have personally pre-vetted and trust: 🤍 If you have questions after watching the video, feel free to ask in the comments section below - and don't forget to subscribe to this channel :)

2023 USDA Loan Requirements - Complete Guide For First Time Home Buyers

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11.01.2023

The USDA Zero Down Rural Development Loan is a great way to buy a house in 2023! In this video, first time home buyers will learn the differences between the Direct and Guaranteed loan types, how to apply for the USDA rural development loan, who qualifies for the loan and what type of properties can be bought! Home Buyer Tools: ✅Get connected with an AGENT in your city → 🤍 ✅Book Your FREE Pre-Approval Call → 🤍 🔎 → Search RD Eligible Areas: 🤍 🔎 → Check Income Limits in Your Area: 🤍 Work with Nicole in Arkansas: 🏠 View AR Homes For Sale → 🤍 📩 Contact Nicole → 🤍 Other stuff that's cool: 💡 Support My Small Business → 🤍 🛒 Shop My Camera Gear → 🤍 (As an Amazon Associate I earn from qualifying purchases) Social Media Links: 📱 Instagram → 🤍 📱 TikTok → 🤍 📱 Facebook → 🤍 Chapters: 00:00 - Intro 00:16 - What Is The USDA Loan? 01:13 - How Can I Get It? 04:40 - Direct vs Guaranteed Qualifications 09:30 - Property Requirements 12:17 - Applicant Qualifications 14:07 - Helpful Tips — DISCLAIMER — Nicole Nark (NMLS 2476462) is licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Nicole is a licensed Realtor and the Principal Broker of HomeWay Realty. HomeWay Realty is not a lender, does not issue loan qualifications, and does not extend credit of any kind. The topics discussed, and ideas presented are Nicole Nark's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

🏡 Never put a downpayment on your house #realestate #money #downpayment #personalfinance #mortgage

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Attend our FREE "How to buy your first rental property masterclass" here: 🤍 🤔There's a heavy debate on how much you should put down when buying a home. However, if you're incredibly disciplined, the optimal route is to put the minimum amount down and invest the difference. 🔺 As shown in the example, with a lower down payment, you'll pay more in interest and fees (such as PMI). 💰But if you invest the difference wisely, you'll be able to make over $1,000,000 over the lifetime of the loan!! #realestate #money #investing #downpayment #lowdownpayment #personalfinance #fhaloan #loan #mortgage

The Ultimate FIRST TIME HOME BUYERS GUIDE - What Is A Letter Of Explanation And Why We Need Them?

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18.04.2023

#firsttimehomebuyer #homebuyer #tips TO GET PRE-APPROVED: 🤍zerostressmortgage.com FOR MORTGAGE QUESTIONS: 🤍 Why is the lender asking me to write a letter?!?! It is one of the questions I get asked the most. Sometimes people are upset they are being asked for the letter because the basic theory is "I sent them all my docs, they should be able to see this." There are many reasons lenders ask for letters of explanation. In this video I go over the various reasons why a lender may ask for a letter and what you need to be prepared for. There is no reason to be afraid or annoyed. This video will lay it all out for you. If you have more mortgage questions my channel has hundreds of videos that cover EVERYTHING. I am licensed in 48 states to do mortgage and would love to get you into a home. - Jen Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Equal Housing Lender - For licensing, go to 🤍nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: 🤍 VA Loans: 🤍 Real Estate Breaking News: 🤍 Mortgage Rates/Refinancing: 🤍 Mortgage and Home Buying: 🤍 🤍zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 🤍 🤍 Equal Housing Lender - 🤍nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. help buying a home, Jennifer Beeston, Guaranteed rate, mortgage lending, first time home buyer, real estate, VA loan first time home buyer, first time home buyers tips and advice, first time home buyer tips, first time home buyers, mortgage broker, mortgage rates, VA loans, VA mortgage, VA loan explained, VA loan for investment property, VA home loan, how VA loans work, VA home loans, VA home loan process, VA loans 2023, mortgage rates 2023, VA loans explained, VA loan

The Ultimate First Time Home Buyers Guide | Steps For Buying

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Are you a first-time home buyer? Buying a home can be challenging for a first-timer. But first-time homebuyers enjoy some special advantages created to encourage new entrants into the real estate market. On today’s episode of the His & Her Money Show, we’ve brought in the experts on the subject! Scott and Mindy from the BiggerPockets family are two of the best to turn to with all your real estate questions! - RESOURCES MENTIONED IN THIS EPISODE: 🤍 - SUBSCRIBE to our channel and hit the 🛎 Notification Bell so that you never miss our most recent video: 🤍 ​DOWNLOAD YOUR FREE DEBT FREEDOM BLUEPRINT 🤍 LEARN HOW TO START A HOME BASED BUSINESS 🤍 BEST APP FOR LONG TERM PASSIVE STOCK MARKET INVESTING 🤍 VIDEO EQUIPMENT WE USE: Camera: 🤍 Lens: 🤍 Microphone: 🤍 Tripod: 🤍 Key Light: 🤍 Surrounding Lights: 🤍 SD Card: 🤍 BOOKS WE RECOMMEND: 🤍 FOLLOW US ON SOCIAL MEDIA Website | 🤍 Instagram | 🤍 Twitter | 🤍 Facebook | 🤍 Mindy is the BiggerPockets community manager and Scott is CEO, and together they co-host the BiggerPockets Money Podcast. It goes without saying that they know all about the home buying process, and they’re here to get you started on the right path! With anything real estate-related, there’s a lot to take in, especially when it comes down to purchasing your first home. We understand if it looks a little overwhelming, and Scott and Mindy are passionate about breaking it all down. You’ll be navigating an always-changing landscape of housing opportunities and asking yourselves the BIG big questions. How much house can you afford? When is the right time to buy? How do you make the best investment for your lifestyle and financial goals? It’s all about understanding the ebbs and flows of the real estate market, finding your groove and picking your strategy, and of course, a LOT of research! Mortgages, closing costs, lenders, banks, and brokers…these are all things that you’ll find yourself looking into. Scott and Mindy are two of the best mentors around to get you on the fast track to getting your homeownership dream kicked off right. We know you’ll be benefiting from all the nuggets they’re dropping today, so take some notes, and take advantage of all the tips, tricks, and resources they — and BiggerPockets — have to offer! Disclosure and Disclaimer: All information given is for general information and entertainment purposes only, and does not constitute professional financial advice. Links may contain affiliates. When you buy through one of our links we will receive a commission. This is at no cost to you. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to 🤍amazon.com. Thank you for your continued support of His and Her Money. #HisandHerMoney #TakeDominion

How To Buy a House UK 2022 (Start to Finish)

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Claim Your FREE Ticket to the Property Investors Crash Course: 🤍 Here are the 10 steps to get a house in the UK. There are many factors which you may not realise you have to be aware of and in this video I go over everything! Share this video: 🤍 🎥 How to build a property portfolio from scratch in 7 DAYS: 🤍 📖 My favourite book: 🤍 ❓ Have a question about property? Join my Property Facebook Group: 🤍 🗣️FOLLOW ME ON SOCIAL MEDIA: Instagram: 🤍 Facebook Group: 🤍 Facebook Page: 🤍 Twitter: 🤍 LinkedIn: 🤍 For collaboration enquires please email talent🤍samuelleeds.com 🔔 Subscribe for daily content: 🤍 *WARNING* Samuel Leeds will never give out his number in the comments of this YouTube channel. There is currently a channel impersonating Samuel Leeds and commenting on videos with a number to message about investing in cryptocurrencies so please beware of this. #PropertyInvesting

Home Mortgages 101 (For First Time Home Buyers)

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This video is the ULTIMATE GUIDE to home mortgages. A mortgage is one of the biggest and longest-term loans that a household will ever take on, so it makes sense to understand it inside and out. In this video we will talk about: 1. The 4 factors that make up a home mortgage 2. The 7 different types of mortgages 3. A live demo through my home affordability spreadsheet 4. A live example of an amortization table (15 years vs 30 years) It's important to understand everything that goes into a home mortgage. It is also important to understand how adjusting the loan amount, term, and interest can affect the amount of money you pay overall. In my humble opinion, this video is a great resource for learning about mortgages as a beginner or first time home buyer! Enjoy, and please share this video on social media with a friend! GET MY HOME AFFORDABILITY SPREADSHEET HERE: 🏠 🤍 WBF UNIVERSITY - JOIN MY SCHOOL HERE ► 🤍 LIMITED TIME - Get 1 FREE STOCK ON ROBINHOOD ► 🤍 FUNDRISE - INVEST IN REAL ESTATE FOR ONLY $500 ► 🤍 M1 FINANCE - INVEST FOR FREE (Yes, Really) ► 🤍 My FREE M1 Finance Training Video ► 🤍 My FREE Stock Market For Beginners Guide ► 🤍 SCHEDULE A COACHING CALL WITH ME ► 🤍 HOW TO BUY & STORE BITCOIN ► 🤍 THE BEST CREDIT CARDS TO USE RIGHT NOW ► 🤍 CHECK OUT MY BLOG: ► 🤍 FOLLOW ME ON INSTAGRAM ► 🤍 Instrumental Produced By "Chuki Beats" 🤍 ABOUT ME 👇 My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur. This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience. Subscribe if you are interested in: #Mortgage #PersonalFinance DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

First Time Home Buyers Guide | The Weaver Realty Group | Houston Real Estate

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17.05.2023

🤍 Are you a first-time homebuyer? Did you know that if you haven’t owned a property in the last three years, you are considered a first-time homebuyer? In this video, Will Weaver of The Weaver Realty Group addresses common questions and concerns first-time homebuyers often have. We cover everything from how much money down is required, to what credit score is needed to get pre-approved. Our aim is to make your first home-buying experience as smooth and stress-free as possible. If you have questions or are ready to begin the first-time home-buying process, visit our website at 🤍 or reach us using the contact information below. A member of our team will be in touch shortly! 🏠 The Weaver Realty Group 📍 Houston, Texas 📞 (832) 621-4448 📧 willweaver.realtor🤍gmail.com 💻 🤍 Don't forget to like, share, and subscribe for more informative real estate videos! #HoustonRealty #FirstTimeHomeBuyer #TheWeaverRealtyGroup #HoustonMLS #RealEstateTips #HoustonHomes

NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers

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19.04.2023

Is a Conventional loan right for you? I cover all the details about Conventional loans so you’ll know if it’s the best loan for you. Ryan's Appraisal Blog: 🤍 Javier's YouTube Channel: 🤍 Loan Limit Lookup: 🤍 Area Median Income Lookup: 🤍 ► ► Get Pre-Approved With My Team → 🤍 ► ► Get An Agent Referral → 🤍 TOP RESOURCES 📉 Today’s Rates → 🤍 🏡 Max Purchase Price Calculator → 🤍 📊 Loan Comparison Calculator → 🤍 📅 Complete Buying Timeline → 🤍 🎓 Lower Student Loan Payments → 🤍 💳 Credit Score Simulator → 🤍 0:00 NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers 0:29 Overview 1:54 Down payment 4:47 Pick a helpful team 5:57 HomeReady/ Home Possible 7:04 Closing costs 8:45 Point Stuffing 9:52 Seller Credit 12:03 Source of Funds 15:21 Credit Score Requirements 18:45 Credit Events 19:19 Rates 21:45 Buydowns 27:45 Mortgage Insurance 29:16 Property Requirements 31:21 Appraisals 34:59 New appraisal types 37:54 Appraisal tips from a pro 38:09 Ryan Lundquist 39:35 Waiver myths 43:05 Sample Home 1 45:16 Sample Home 2 47:11 Loan Limits 48:56 Income and Employment 50:17 Rent history bonus 51:18 Affordability/ DTI 55:37 Max Purchase Price Calculator 57:11 Student loans 1:00:34 Refinancing 1:03:31 Success rate and seller perception 1:05:23 Tips from Javier Vidana 1:10:02 How do you get one? — DISCLAIMER — Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.

Additional Costs of Home Ownership | First Time Home Buyers Guide Episode 4 | Property South Africa

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In this episode of our First Time home Buyers Series, I'm sharing some advice about additional costs of home ownership . . Subscribe to us on your favourite podcast platform : Youtube: 🤍 Spotify: 🤍 Apple Podcasts: 🤍

Canadian First Time Home Buyers Guide

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First Time Home Buyer Incentive Plan Video: 🤍 Text/Call Me Directly - 416-670-2432 Book an appointment with me: 🤍 Follow Us On Instagram: 🤍 We love helping awesome people buy, sell and invest in Toronto Real Estate. Tom is considered one of the top 35 Realtors under 35 years old in Canada and ranks in the top 1% for sales in all of Toronto & Canada. With over 100 Five Star Google Reviews, Tom and his team focus on relationships, not transactions. The Storey Team was Ranked #4 in North America for Social Media in Real Estate. #homeiswhereyourstoreybegins My Gear Camera: 🤍 Podcast Mic: 🤍 Macbook Pro: 🤍 Microphone Stand: 🤍 Ring Light: 🤍 Additional Lighting: 🤍

What Should I Be Doing To Buy My First Home?

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What Should I Be Doing To Buy My First Home? Subscribe and never miss a new highlight from The Ramsey Show: 🤍 Want a plan for your money? Find out where to start: 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch entertaining calls, Dave Rants, guest interviews, and more! Watch and subscribe to all The Ramsey Network shows here: 🤍

Step One | Getting Pre Approved | The Complete Home Buyers Guide | Beginner Friendly

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08.05.2023

CONTACT ME TODAY! Call / Text: 949. 413. 0031 Email: Cesarmendoza.re🤍gmail.com Website: H ttps://tinyurl.com/sellwithcesar Cesar Mendoza is a California real estate agent. He is the local expert and GO-TO agent for all your real estate needs. His relationships, resources, and expertise will ensure you will have an exciting and smooth transaction. If you are looking to purchase a home in the Orange County area, and need help finding the perfect one, allow Cesar to help. His client buying process is unique and helps you narrow down your home search to what you really want. He and his team always strive to deliver the most value. If you are looking to move and need help selling your home. Stop interviewing agents who deliver false promises. Work with Cesar and his team. He blends a mix of traditional methods and modern marketing strategies to help get your home sold quicker and for more. CONTACT ME TODAY to build a custom plan for your 2023 home buying and selling needs! And allow me show you the value that I provide. #shorts #shortsyoutube #realestate #realtor #southerncalifornia #orangecounty #newhomeconstruction #newdevelopment #irvine #lakeforest #localexpert #buyersagent #sellersagent #relocation #residentialrealestate #solispark #themeadows #2023 #firsttimehomebuyer

#1 Video To Watch BEFORE Buying a Home in 2023 (Prepare for Buyer's Market 2023)

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#buyersmarket #housingmarket #2023realestate Book a free time here to plan for YOUR house here:) 🤍 Or call me at 707-478-0637 Ready to Apply? Apply for a mortgage now at 🤍zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637 Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403 Equal Housing Lender - For licensing, go to 🤍nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: 🤍 VA Loans: 🤍 Real Estate Breaking News: 🤍 Mortgage Rates/Refinancing: 🤍 Mortgage and Home Buying: 🤍 🤍zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 🤍 🤍 Equal Housing Lender - 🤍nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. help buying a home, Jennifer Beeston, Guaranteed rate, mortgage lending, first time home buyer, real estate, Shaheedah Hill,First time home buyer,First time homebuyer,First time home buyer tips,housing market,housing market 2023,housing market predictions 2023,should i buy a house now or wait until 2023,housing market 2023 forecast,buyers market

First home buyers guide to insurance | Realestate.com.au

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Subscribe for more dream property videos: 🤍 At the pointy end of the home buying journey there’s a lot to think about, especially for first home buyers. We speak to Chris Hope from Youi Insurance to demystify the home insurance process for new home buyers - so it’s one less thing to worry about and you can focus on moving into your first home! Follow us on Facebook: 🤍 Follow us on Instagram: 🤍

The Best Way To Buy A House - Dave Ramsey Rant

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Find an Endorsed Local Provider in your area to help with real-estate! 🤍 Visit the Dave Ramsey store today for resources to help you take control of your money! 🤍 Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more! Want to watch FULL episodes of The Ramsey Show? Make sure to go to The Ramsey Show (Full Episodes) at: 🤍 Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country! Ramsey Network (Subscribe Now!) • The Ramsey Show (Highlights): 🤍 • The Ramsey Show (Full Episodes): 🤍 • The Dr. John Delony Show: 🤍 • The Rachel Cruze Show: 🤍 • Anthony ONeal: 🤍 • The Ken Coleman Show: 🤍 • The Christy Wright Show: 🤍 • EntreLeadership: 🤍

MYTH BUSTING: Debunking 13 Common Home Buying Myths! | Real Estate Buyers Guide

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When it comes to buying a home, theres a lot of myths that we have been taught to believe that aren't true and cause people to feel like home buying is out of the question. In this video, Wilson is debunking the 13 most common home buying myths that cause potential buyers to feel like owning their own home is a pipe dream. Looking for more information about buying a home? Check out our home buyers playlist for more information! Learn More From Our Home Buying Playlist! ►🤍 Want to Learn More About Wilson? ►🤍 Thank you for watching – if you're planning a move to the Bay Area, reach out to us and we'd be happy to help you find the perfect home for you! #HomeBuying101 #HomeBuyersGuide #BayAreaHomeBuying Chapters: 00:00 Welcome! 00:10 Myth: 20% Down Payment 00:30 Myth: Pre-Approval Rate/Closing Rate 00:47 Myth: Waiting to Buy for Low Prices 01:03 Myth: Renting vs. Buying 01:21 Myth: Finding a Home Before Pre-Approval 01:41 Myth: Fixer Uppers Might Save You Money 01:56 Myth: Only Talking To One Lender 02:25 Myth: Finding Your Forever Home the First Time 02:46 Myth: 30 Year Fixed Rate Mortgage 03:11 Myth: Student Loans & Debt-to-Income Ratios 03:31 Myth: Paying Above List Price 03:58 Myth: Imperfect Credit 04:22 Myth: Seasonal Buying 04:57 Thanks for Watching! Wilson Leung leads a team that has consistently sold $100,000,000 million in sales volume annually. If you are looking to grow your real estate team or looking to start one, Wilson is your go-to guy to ask questions. Wilson has personally trained several Rookies of the Year and 30 under 30 awardees. Wilson Leung Real Estate Associates' mission is to help families build wealth through real estate. We do this by providing unrivaled expertise, dedication to educating our clients, and an unparalleled level of customer service that surpasses our clients’ expectations. Connect with me on my other social channels: Visit our Website! ► 🤍 Like us on Facebook! ► 🤍 Follow us on Instagram! ► 🤍 Follow us on Instagram! ► 🤍 Read our Yelp Reviews! ► 🤍 Visit our Google+ page ► 🤍

Ultimate Guide To Buying A House In 2023 (Step by Step) 🏠

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#homebuying #realestate #howtobuyahome Apply at 🤍zerostressmortgage.com Call me at 707-478-0637 Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me: 1) Book a call with me: 🤍 2) Apply for a mortgage now at 🤍zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637 3) Call me 707-478-0637 TikTok 🤍jenniferbeeston Instagram - 🤍instagram.com/jenbeeston Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403 Equal Housing Lender - For licensing, go to 🤍nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: 🤍 VA Loans: 🤍 Real Estate Breaking News: 🤍 Mortgage Rates/Refinancing: 🤍 Mortgage and Home Buying: 🤍 🤍zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 🤍 🤍 Equal Housing Lender - 🤍nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. How to buy a house in 2023,Real estate investing,buying a house in 2023,credit card,credit score,first time home buyer,housing bubble,housing market,housing market 2023,housing market crash,housing market predictions 2023,housing market update,how to buy a home for the first time,investing,mortgage interest rates,mortgage rates,passive income,personal finance,real estate,real estate crash,real estate investing for beginners,yahoo finance

Mortgage Originators | First Time Home Buyers Guide Episode 3 | Property South Africa

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15.05.2023

In this episode of The Property Corner, we are talking about Mortgage Originators Subscribe to us on your favourite podcast platform : Youtube: 🤍 Spotify: 🤍 Apple Podcasts: 🤍

Preparing to Buy a House In 2023?? (Step by Step Guide) 🏠

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00:14:52
27.10.2022

#homebuying #realestate #howtobuyahome To get preapproved 🤍zerostressmortgage.com Questions? 707-478-0637 Pick a time to chat 🤍 Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me: 1) Book a call with me: 🤍 2) Apply for a mortgage now at 🤍zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637 3) Call me 707-478-0637 TikTok 🤍jenniferbeeston Instagram - 🤍instagram.com/jenbeeston Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403 Equal Housing Lender - For licensing, go to 🤍nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: 🤍 VA Loans: 🤍 Real Estate Breaking News: 🤍 Mortgage Rates/Refinancing: 🤍 Mortgage and Home Buying: 🤍 🤍zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 🤍 🤍 Equal Housing Lender - 🤍nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. How to buy a house in 2023,Real estate investing,buying a house in 2023,credit card,credit score,first time home buyer,housing bubble,housing market,housing market 2023,housing market crash,housing market predictions 2023,housing market update,how to buy a home for the first time,investing,mortgage interest rates,mortgage rates,passive income,personal finance,real estate,real estate crash,real estate investing for beginners,yahoo finance

Credit Worthiness | First Time Home Buyers Guide Episode 2 | Property South Afric

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00:03:21
08.05.2023

In the second episode of our First time Home Buyers series, I am talking about the Credit Worthiness. Follow us for news and up to date info, tips and education about property in South Africa. Subscribe to us on your favourite podcast platform : Youtube: 🤍 Spotify: 🤍 Apple Podcasts: 🤍

Step Three | Showing Homes | The Complete Home Buyers Guide | Beginner Friendly

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00:02:00
08.05.2023

CONTACT ME TODAY! Call / Text: 949. 413. 0031 Email: Cesarmendoza.re🤍gmail.com Website: H ttps://tinyurl.com/sellwithcesar Cesar Mendoza is a California real estate agent. He is the local expert and GO-TO agent for all your real estate needs. His relationships, resources, and expertise will ensure you will have an exciting and smooth transaction. If you are looking to purchase a home in the Orange County area, and need help finding the perfect one, allow Cesar to help. His client buying process is unique and helps you narrow down your home search to what you really want. He and his team always strive to deliver the most value. If you are looking to move and need help selling your home. Stop interviewing agents who deliver false promises. Work with Cesar and his team. He blends a mix of traditional methods and modern marketing strategies to help get your home sold quicker and for more. CONTACT ME TODAY to build a custom plan for your 2023 home buying and selling needs! And allow me show you the value that I provide. #shorts #shortsyoutube #realestate #realtor #southerncalifornia #orangecounty #newhomeconstruction #newdevelopment #irvine #lakeforest #localexpert #buyersagent #sellersagent #relocation #residentialrealestate #solispark #themeadows #2023 #firsttimehomebuyer

Dave Ramsey's Tips for First Time Home Buyers in the 2022 Housing Market

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01.08.2022

Dave Ramsey's Tips for First Time Home Buyers in the 2022 Housing Market Keep in Touch: Call: (615) 370-8888 Email: social🤍churchillmortgage.com Subscribe: 🤍 Website: 🤍 Instagram: 🤍 Facebook: 🤍 Twitter: 🤍 Pinterest: 🤍 - About Churchill: At Churchill Mortgage, we believe homeownership is a big part of the American dream. After all, your home is where all of life’s moments take place. That’s why we’re committed to doing what’s right for you. Since your financial goals are personal, we want your home loan experience to be too. By building out a smarter mortgage plan that works with your unique goals in life, you can cut time and money off your loan, which allows you to build wealth. And owning a home is one of the fastest and most stable ways to build wealth. From your first phone call with our team through the length of your loan, you’ll see Churchill Mortgage does things differently. If you’re looking to buy a home or refinance and want to work with a family of people who are dedicated to doing what’s right for you, reach out. We’re ready to help! - #daveramsey #housingmarket #howtobuyahome - Company NMLS ID # 1591 (🤍nmlsconsumeraccess.org); AL-20934; AK-AK1591; AR-32094; AZ-0926494; CA-4131256 & 60DBO-140687, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; CO-Mortgage Company Registration, Churchill Mortgage Corporation, 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel 888-562-6200, Regulated by the Division of Real Estate; CT-ML-1591; DE-033845; DC-MLB1591; FL-MLD1264; GA-23146; HI-HI-1591 & MS276; ID-MBL-8038; IL-MB.6760685, Illinois Residential Mortgage Licensee, Department of Financial and Professional Regulation, 310 S. Michigan Avenue, Suite 2130, Chicago, Illinois, 60604-4278, (312) 793-3000 1050; IN-10930 & 10931; IA-2009-0009; KS-MC.0025136, Kansas Licensed Mortgage Company; KY-MC19522; LA- Residential Mortgage Lending License; MA-Massachusetts Mortgage Lender License #ML1591; MD-18840; ME-Churchill Mortgage Corporation, Supervised Lender License NMLS # 1591; MI-FR0019728 & SR0014889; MO-19-2136, 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MN-MN-MO-1591, MN-MO-1591.1 & MN-MO-1591.2; MS–1591; MT-1591; NC-L-144110; ND-MB103110; NE-2037; NH-Licensed by the New Hampshire Banking Department 21382-MBS; NJ-Licensed Mortgage Banker by the NJ Banking and Insurance Department; NM-03780; NV-5187; OH-RM.850178.000; OK-MB002527 & ML002574; OR-ML-5134; PA-41761, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; RI-20173440LL; SC-MLS-1591, MLS - 1591 OTN #1 & MLS - 1591 OTN #2; SD-ML.05137; TN-109305; TX-Mortgage Banker Branch Registration; UT-11711076; VA-MC-5222, Churchill Mortgage Corporation of TN; VT-7009; WA-CL-1591; WV-ML-34919; WI-1591BA & 1591BR; WY-2516; Tel 888-562-6200; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; All other states, Churchill Mortgage Corporation; For licensing information go to: 🤍nmlsconsumeraccess.org

Kelowna & Okanagan Home Buyers Guide

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5
2
00:10:14
15.05.2023

Looking for a Realtor in Kelowna or the Okanagan? I'd love to help! Contact me here: 🤍 Welcome to our Kelowna Home Buyers Guide! If you're searching for your dream home in the beautiful city of Kelowna, British Columbia, then you've come to the right place. In this comprehensive guide, we'll provide you with all the information you need to navigate the Kelowna real estate market and make informed decisions when purchasing a home. We'll also dive into the intricacies of the home buying process, offering expert tips on budgeting, mortgage pre-approval, the offer process and more! Socials: Facebook: 🤍 Instagram: 🤍 Tiktok: 🤍 Twitter: 🤍 LinkedIn: 🤍 Google Reviews: 🤍 Website: 🤍 #kelowna #okanagan #kelownahomes

Tips On Buying a Condo For First Time Home Buyers 2023 (Step by Step Condo Buying Guide)

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00:09:04
20.12.2022

#buyacondo #condo #homebuying101 Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me: 1) Book a call with me: 🤍 2) Apply for a mortgage now at 🤍zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637 3) Call me 707-478-0637 TikTok 🤍jenniferbeeston Instagram - 🤍instagram.com/jenbeeston Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403 Equal Housing Lender - For licensing, go to 🤍nmlsconsumeraccess.org Top 1% in the nation 2016-2021 More Helpful Content: Home Loan Basics: 🤍 VA Loans: 🤍 Real Estate Breaking News: 🤍 Mortgage Rates/Refinancing: 🤍 Mortgage and Home Buying: 🤍 🤍zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 🤍 🤍 Equal Housing Lender - 🤍nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY – 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency. owning a condo,buying a condo,how to buy a condo,condo buying tips,condo tips,purchasing a condo,first time home buyer,what to look out for when purchasing a condo,buying a condo for the first time,buying a condominium,how to buy a condo for the first time,condo buying mistakes,condo buying,buy condo,things to know before buying a condo,should i buy a condo,buying a condo questions,real estate,michael bordenaro,first time condo buyer,condo buying 101

First Time Home Buyer Canada (3 Secrets)

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00:08:48
19.05.2020

Being a first time home buyer can be a very scary and daunting task. In this video I'm going to go over the 3 secrets of first time home buyer in Canada. Watch more here: 👉Investment Tips & Trends Playlist: 🤍 👉Motivation Playlist: 🤍 In the video I'm going to first talk about what the first time home buyer plan in Canada is and how you can leverage the program to maximize your tax savings. Then I will talk about how you can be smarter with your mortgage payment to create more for yourself because a lot of first time home buyers are tunnel visioned into paying off their mortgage as fast as possible, sometimes that may not be the best option. Lastly I will cover what the invisible first time home buyer trap is and how you can get ready for it before getting your own home! RRSP BASICS: 🤍 FIRST TIME HOME BUYER PLAN: 🤍 SUBSCRIBE here: 🤍 SAY HELLO: Add me on Instagram: 🤍 Emaile me at: jacky.teaches.finance🤍gmail.com

So You Want to Buy a House | Bay Area Buyers Guide 2022

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00:05:41
11.01.2022

So you want to buy a house... As an agent, I know the home buying process can be tough – especially in today's market. That's why I've created this video guide to the 7 major stages of the home buying process so you can feel prepared and know what to expect when buying your new home! If you're looking for more, check out the link below for the companion blog post that will give you a little more insight into the process. Learn More From Our Blog! ►🤍 Check Out What You Can Afford ►🤍 Thank you for watching – if you're planning a move to the Bay Area, reach out to me or my team and we'd be happy to help you find the perfect home for you! #HomeBuying101 #HomeBuyersGuide #BayAreaHomeBuying 00:00 - Intro 00:31 - Phase 1: Analysis Stage 01:20 - Phase 2: Financing Stage 01:55 - Phase 3: Shopping Stage 02:34 - Phase 4: Offer Stage 03:11 - Phase 5: Inspections Stage 03:47 - Phase 6: Approval Stage 04:27 - Phase 7: Celebration Stage! 04:53 - Outro Wilson Leung leads a team that has consistently sold $100,000,000 million in sales volume annually. If you are looking to grow your real estate team or looking to start one, Wilson is your go-to guy to ask questions. Wilson has personally trained several Rookies of the Year and 30 under 30 awardees. Wilson Leung Real Estate Associates' mission is to help families build wealth through real estate. We do this by providing unrivaled expertise, dedication to educating our clients, and an unparalleled level of customer service that surpasses our clients’ expectations. Connect with me on my other social channels: Visit our Website! ► 🤍 Like us on Facebook! ► 🤍 Follow us on Instagram! ► 🤍 Follow us on Instagram! ► 🤍 Read our Yelp Reviews! ► 🤍 Visit our Google+ page ► 🤍

Rants and Gems 40: UK First Time Home Buyers Guide

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00:49:17
23.03.2022

In this episode we talk about first time home buying in the UK. Matt Garland and Quiana Watson sit down with UK’s very own mortgage guy Sebastian Newby in London. We unpack financing, down payment requirements, and why voting can increase your credit. This is the ultimate guide to starting your homeownership journey in the United Kingdom. Please be sure to share, like, and hit that subscribe button. Join our community 🤍 Special thanks to Stork in London for hosting us! UK Gem Droppers please be sure to check them out. 🤍 #firsttimehomebuyers #UK

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